An easy way to tell is by looking at your statement. If it states “Surrender Value,” “Surrender Charge,” “Premiums,” “Guaranteed Income,” or “Guaranteed Rate”. Hilary Hendershott does not sell annuities...
Read MoreKids learn so much from the actions of those around them. When you are open with your kids about not only what you’re doing well, but also where you would like to improve, kids learn. We encourage you to...
Read MoreIf your goal is to grow your assets, it would likely be best to reinvest the dividends and capital gains. It’s a great way to increase your position in the investment without paying commissions. Those shares will...
Read MoreAn index fund is a mutual fund. The underlying investments are built/purchased/structured to match a market index. These types of mutual funds are designed to have fewer trades which equates to less...
Read MoreTo be invested in a range or a variety of companies, industries, countries, and types of investments. To not put all of your eggs in one basket so to speak. The most basic recommendation for diversification...
Read MoreRisk is the possibility of a loss. There are quite a few types of risk when it comes to investing. The level of risk you are willing and able to take is different from the next person. However when it comes to...
Read MoreIf more than 10% of your assets for a specific goal, like retirement, are in one stock or company, that would be considered having a concentrated position. Having concentration positions in your account...
Read MoreIf more than 10% of your assets for a specific goal, like retirement, are in one stock or company, that would be considered having a concentrated position. Having concentration positions in your account...
Read MoreHedge Funds, like mutual funds, are pools of investments. They can invest in anything, private corporations, public corporations, real estate, currencies, the list goes on. Only Accredited Investors...
Read MoreA mutual fund is an investment vehicle where you and others pool your money to purchase other investments, like stocks, bonds, and even other mutual funds. Mutual funds can have 20 to a few...
Read MoreThe prospectus, while not very exciting to read, is the document with the relevant information that investors would need to evaluate the investment. It contains information on the company, those...
Read MoreA Real Estate Investment Trust is an investment in several real estate addresses by pooling your investment with other investors.REIT’s can be publicly traded mutual funds or ETF’s. Depending on the...
Read MoreAn IPO is an Initial Public Offering or the launch of a stock for a company to be owned and traded publicly. It is the very first sale of the stock to the public. However, as an individual investor, you won’t...
Read MoreIt’s an investing technique of buying more investments with the same dollar amount on a regular schedule or selling the same number of shares of an investment on a regular schedule. When you are...
Read MoreUnderstand that we don’t know when stock market corrections will happen, but they do happen and often only last for short periods of time. If your goals are long-term goals, then market corrections...
Read MoreThe most common types of investments the average investor would have access to are stocks, bonds, mutual funds, and Exchange Traded Funds (ETFs). Inside the Ignite program, we use special mutual...
Read MoreIn a non-retirement account, like a Joint, Trust, or Individual account (and even in a bank account if you purchase a CD or other investment expected to grow in value), when you sell an investment for more...
Read MoreIn a non-retirement account, like a Joint, Trust, or Individual account (and even in a bank account if you purchase a CD or other investment expected to grow in value), when you sell an investment for more...
Read MoreA dividend is a payment from a company out of its profits/earnings to shareholders. These can be paid in cash, additional shares, or other property. Many investors are confused about dividends and think...
Read MoreAn ETF is an Exchange Traded Fund. It is an investment similar to an index mutual fund in that it tracks an index or a basket of assets. An ETF buys everything in the index without any strategy...
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